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Made-up story · Step 02 of 05

Priya’s sample assessment

What the rules engine found for Priya’s made-up answers: the paths it examined, what each one needs, and what it couldn’t decide.

Priya, a data scientist in Bangalore, looking focused

Released at once, or held for a lawyer?

Our lawyers approve the rules an assessment is released on. Routine ones are released at once; anything unusual waits for a lawyer first, and so does anything resting on a rule a lawyer has not approved yet. Here is what would happen to this one.

Released at once

Nothing in it needs a lawyer’s individual judgment, so a real applicant with these answers would see it straight away, built on rules the lawyers approve.

Pathways examined

Priya’s sample report says: “We checked your answers against 20 requirements that apply to your objective: 18 appear to be met and 2 may not be met.”

  1. Express Entry: Federal Skilled Worker ProgramWorth exploring

    11 of 11 requirements checked appear to be met.

Four different questions

Eligible, competitive, up to an officer, and what to file

Being eligible isn’t the same as being chosen. The sample keeps apart what the law requires, how a program ranks people, what an officer decides, and what the application itself needs. Every requirement the report checked is in one of the four.

Legal eligibility

The minimum requirements in the law and the program’s rules.

  • 1 not met
  • 12 look good
  • FST: occupation must be an eligible skilled trade groupNot met · Express Entry: Federal Skilled Trades ProgramOfficial source

Selection competitiveness

How the person would rank against other candidates, where the program ranks them at all.

Estimated ranking score (CRS): 395 today, and 395 under the rules announced for November 3, 2026.

  • 1 not met
  • 6 look good
  • Occupation-based category rounds: 12 months in one listed occupation within 3 yearsNot met · Express Entry: occupation-based category roundsOfficial source

Scores are estimates from IRCC’s published points tables applied to these made-up answers. IRCC calculates the real score from a profile and documents, and cut-offs change with every round, so no score guarantees an invitation.

Discretionary outcomes

What an officer weighs and decides beyond the checklist.

None of the requirements checked here is mainly an officer’s discretion, though an officer still decides every application.

Applying and filing

How to apply, what to file and what it costs: not whether the person qualifies, but what the application needs.

    What’s missing or uncertain

    Nothing is missing from these answers, and nothing needs a lawyer’s judgment.

    The sample report

    As Priya would read it

    The report the rules engine wrote for these made-up answers, with the official page behind each requirement. Real reports look just like this; yours is written from your own answers.

    OpenClose Priya’s full sample report20 requirements, each with the reasons and its official page, the score tables, the action plan and the next steps.
    Preliminary assessmentMade-up sample

    Your answers suggest one or more directions worth investigating.

    We checked your answers against 20 requirements that apply to your objective: 18 appear to be met and 2 may not be met.

    The short versionSome paths look worth exploring
    • 18 look good
    • 2 not met
    Prepared for
    Priya Sharma (made up)
    Rules checked
    October 18, 2026
    Reference
    Sample

    This is a starting point, not a decision. It’s based on what you told us, before anyone has looked at your documents, and only the Government of Canada can approve an application.

    Key dates

    Worked out from the dates you gave us. Check each one against your own documents.

    • June 16, 2028Language test results reach two years old (submit your PR application before this date)
    • March 2, 2030Educational credential assessment (ECA) reaches five years old (complete your profile and submit your PR application before this date, or ask the organization that issued it whether it can re-issue it)

    What you’re aiming for

    You are seeking: Permanent residence (become a permanent resident).

    Paths worth a look

    The ways to Canada that came up for you, most promising first.

    1. Express Entry: Federal Skilled Worker Program

      Worth exploring

      11 of 11 requirements checked appear to be met.

    Your scores, factor by factor

    Our calculation Estimated from your answers with IRCC’s published points tables. IRCC calculates the real score from your Express Entry profile and documents.

    Ranking score (CRS) today

    FactorPointsMost
    Age110110
    Education135150
    First official language100136
    Second official language024
    Canadian work experience080
    Accompanying spouse factors0n/a
    Skill-transferability factors50100
    Additional points identified0600
    Total3951,200

    Ranking score (CRS) from November 3, 2026

    FactorPointsMost
    Age110110
    Education135150
    First official language100136
    Second official language024
    Canadian work or job offer0150
    Accompanying spouse factors0n/a
    Skill-transferability factors50100
    Additional points identified0600
    Total395

    From November 3, 2026, Canadian work and high-wage job offers count under a new factor. IRCC then recalculates every profile in the pool, which could take up to two weeks, and pauses invitation rounds until it’s done.

    Federal Skilled Worker selection points

    FactorPointsMost
    Language2128
    Education2325
    Skilled work experience1315
    Age1212
    Arranged employment010
    Adaptability010
    Total69100

    The pass mark is 67. Your estimate is at or above it. These points decide whether you can enter the pool under this program; they don’t rank you.

    What could raise your score

    Each line changes one thing in your answers and recalculates with IRCC’s points tables. They are estimates, not promises, and some changes take time or may not be possible for you.

    If you hadCRS todayFrom November 3, 2026
    CLB 9 or higher in all four abilities of your first official language469+74469+74
    A valid job offer in your occupation (NOC 21211)395465+70
    French test results at NCLC 7 or higher in all four abilities, keeping your English results (French-language rounds also need this)457+62457+62
    A provincial or territorial nomination995+600995+600

    On July 9, 2027 you turn 30, and your age points go from 110 to 105.

    How the CRS points workThe Federal Skilled Worker requirements

    How your score compares

    Official IRCC figures Our calculation IRCC publishes how many candidates are in the pool in each score range, and the lowest score invited in each round. We placed your estimate among them.

    Your estimate395in the 351–400 range

    On October 12, 2026, IRCC counted 229,456 candidates in the pool. 157,527 (69%) had a score above your range, and 204,694 (89%) were in your range or above. IRCC publishes ranges, not exact scores, so this is as precise as the data allows.

    Candidates in the Express Entry pool by score range on October 12, 2026, with your estimated score's range marked.
    Score rangeCandidates
    601–1,200749
    501–60021,638
    491–50012,136
    481–49012,184
    471–48016,220
    461–47016,221
    451–46014,851
    441–45013,749
    431–44013,474
    421–43012,467
    411–42012,201
    401–41011,637
    351–400Your score47,167
    301–35017,123
    0–3007,639

    The latest cut-off for each kind of round

    Rounds held in the 12 months before your assessment. The cut-off is the lowest score invited in that round.

    Kind of roundLatestCut-offPast 12 monthsYour estimate
    French-language proficiencyOnly candidates who meet this categoryOctober 16, 2026Round 450, 5,000 invited435382–43514 roundsNot open to you
    Canadian Experience ClassOnly candidates who qualify for this programOctober 15, 2026Round 449, 2,500 invited519507–53323 roundsNot open to you
    Provincial Nominee ProgramOnly provincial nominees (their scores include 600 points for the nomination)October 13, 2026Round 448, 752 invited772697–80525 roundsNeeds a nomination
    Trade occupationsOnly candidates who meet this categoryOctober 1, 2026Round 447, 3,500 invited476476–4772 roundsNot open to you
    Senior managers with Canadian work experienceOnly candidates who meet this categorySeptember 16, 2026Round 444, 250 invited389389–4293 roundsNot open to you
    Healthcare and social services occupationsOnly candidates who meet this categorySeptember 4, 2026Round 441, 3,500 invited475462–4765 roundsNot open to you
    Physicians with Canadian work experienceOnly candidates who meet this categorySeptember 3, 2026Round 440, 229 invited198169–2233 roundsNot open to you
    Transport occupationsOnly candidates who meet this categoryAugust 7, 2026Round 434, 300 invited4704701 roundNot open to you
    Skilled military recruitsOnly candidates who meet this categoryJuly 23, 2026Round 430, 4 invited3683681 roundNot open to you

    Every Express Entry round and today’s pool

    • Cut-offs change with every round and depend on how many people IRCC invites; past cut-offs don’t predict future ones.
    • Being at or above a past cut-off doesn’t guarantee an invitation, and only rounds you qualify for can invite you.
    • Based on your answers, none of the kinds of round IRCC held in the past 12 months was open to you.
    • From November 3, 2026, IRCC recalculates every profile under the new rules. This could take up to two weeks, and IRCC pauses invitation rounds until it’s done; then the pool and cut-offs will shift. Your estimate then is 395.

    How we got there

    Each requirement we checked, what we found, and the official page it comes from.

    Express Entry: occupation-based category rounds

    • Occupation-based category rounds: 12 months in one listed occupation within 3 yearsNot met

      Based on your answers, none of the jobs you told us about gives you 12 months of full-time work (or the same amount part-time) in the last 3 years in one occupation on IRCC's current lists for the healthcare and social services, STEM, trade, education, transport, physician, senior manager or researcher categories (for the physician, senior manager and researcher categories, the work must be in Canada), so those category rounds may not be open to you. General and program-specific rounds can still invite you if you qualify for them. If you worked 12 months in the last 3 years in a different occupation that is on these lists, those category rounds could still apply.

      Your answers: What do you do for work right now? Search the list and choose the job that's the closest match.: 21211: Data scientists · In a few words, what are your main duties in your current job: I build machine-learning models and analyse customer data for a fintech company in Bangalore. · What TEER category is the NOC code for the main occupation you plan to use in Express Entry: TEER 1 · and 4 more answers

      Official source: Express Entry: Category-based selectionRead our guide

    Express Entry: Federal Skilled Trades Program

    • FST: occupation must be an eligible skilled trade groupNot met

      Based on your answers, your current occupation is not in a skilled trade group that the Federal Skilled Trades Program accepts (NOC 2021 Major Groups 72 except 726, 73, 82, 83, 92 and 93 except 932, Minor Group 6320 or Unit Group 62200), so this program may not be open to you unless you have at least 2 years of qualifying work in one of those trades in the last 5 years.

      Your answers: Is your main occupation in one of the skilled trade groups that Express Entry accepts: No · What do you do for work right now? Search the list and choose the job that's the closest match.: 21211: Data scientists · In a few words, what are your main duties in your current job: I build machine-learning models and analyse customer data for a fintech company in Bangalore. · and 1 more answers

      Official source: Immigration and Refugee Protection Regulations (SOR/2002-227)Read our guide

    Economic permanent residence: admissibility

    • Medical inadmissibility, including excessive demand (2026 threshold)Looks good

      Based on your answers, no health condition is reported for you or your family members that would raise a medical inadmissibility concern; the immigration medical exam is still required.

      Your answers: Could any issue that affects being allowed into Canada (criminal, security, medical, false information, removal or other) apply to you or a family member coming with you: No known concern · What's your marital status: Never Married · Do you or any family member (even one not coming with you) have a serious or ongoing health condition that needs regular treatment, hospital care or social support services: No

      Official source: Medical inadmissibilityRead our guide

    • Criminality and serious criminalityLooks good

      Based on your answers, no charge or conviction is reported for you or your family members, so criminality does not appear to be a concern; police certificates are still required.

      Your answers: Could any issue that affects being allowed into Canada (criminal, security, medical, false information, removal or other) apply to you or a family member coming with you: No known concern · Have you or any family member (even one not coming with you) ever been charged with or convicted of an offence in any country, including impaired driving: No

      Official source: Immigration and Refugee Protection Act (S.C. 2001, c. 27)Read our guide

    • Misrepresentation: inadmissibility and 5-year barLooks good

      Based on your answers, no previous misrepresentation finding is reported for you or a family member; every answer and document must stay accurate and consistent with past applications.

      Your answers: Could any issue that affects being allowed into Canada (criminal, security, medical, false information, removal or other) apply to you or a family member coming with you: No known concern · Have you ever been refused a visa or permit, refused entry, stayed longer than allowed, or been ordered to leave any country: No · Has Canada ever found that you or a family member gave false or misleading information or documents in an immigration application: No

      Official source: Immigration and Refugee Protection Act (S.C. 2001, c. 27)Read our guide

    Express Entry: Comprehensive Ranking System

    • CRS core: age pointsLooks good

      Based on your date of birth, you appear to earn CRS age points; the most are given from age 20 to 29, falling each year to none at 45.

      Your answers: What is your date of birth: 1997-07-09 · What's your marital status: Never Married

      Official source: Express Entry: Comprehensive Ranking System (CRS) criteriaRead our guide

    • CRS core: level of education pointsLooks good

      Based on your answers, your education appears to earn CRS points, through a Canadian credential or a foreign credential with a valid Educational Credential Assessment.

      Your answers: What's your highest level of education: Master's degree, OR professional degree needed to practice in a licensed profession (For “professional degree,” the degree program must have been in: medicine, veterinary medicine, dentistry, optometry, law, chiropractic medicine, or pharmacy.) · If you earned your highest diploma, degree or certificate outside Canada, do you have a valid Educational Credential Assessment (ECA): Yes · Did you complete an eligible diploma, degree or certificate in Canada? If so, which kind: No · and 2 more answers

      Official source: Express Entry: Comprehensive Ranking System (CRS) criteriaRead our guide

    • CRS core: first and second official language pointsLooks good

      Based on your answers, your approved first-language test results appear to earn CRS points; higher CLB/NCLC levels in each ability earn considerably more.

      Your answers: For this assessment, which language should we treat as your first official language: English or French: English · Based on your test results, what's your CLB or NCLC level for listening in your first official language: 9 · Based on your test results, what's your CLB or NCLC level for reading in your first official language: 8 · and 6 more answers

      Official source: Express Entry: Comprehensive Ranking System (CRS) criteriaRead our guide

    • CRS skill transferability (max 50 per group, 100 total)Looks good

      Based on your answers, you appear to earn CRS skill-transferability points by combining education or foreign work with strong language or Canadian work, or a trade certificate with language.

      Your answers: What's your highest level of education: Master's degree, OR professional degree needed to practice in a licensed profession (For “professional degree,” the degree program must have been in: medicine, veterinary medicine, dentistry, optometry, law, chiropractic medicine, or pharmacy.) · If you earned your highest diploma, degree or certificate outside Canada, do you have a valid Educational Credential Assessment (ECA): Yes · Based on your test results, what's your CLB or NCLC level for listening in your first official language: 9 · and 10 more answers

      Official source: Express Entry: Comprehensive Ranking System (CRS) criteriaRead our guide

    Express Entry: all programs

    • Educational Credential Assessment: immigration purpose, designated body, under 5 years oldLooks good

      Based on your answers, you appear to have an immigration Educational Credential Assessment for your foreign credential; it must be under five years old when you apply.

      Your answers: If you earned your highest diploma, degree or certificate outside Canada, do you have a valid Educational Credential Assessment (ECA): Yes · What's your highest level of education: Master's degree, OR professional degree needed to practice in a licensed profession (For “professional degree,” the degree program must have been in: medicine, veterinary medicine, dentistry, optometry, law, chiropractic medicine, or pharmacy.) · What do you do for work right now? Search the list and choose the job that's the closest match.: 21211: Data scientists · and 1 more answers

      Official source: Educational credential assessmentRead our guide

    • Approved language tests and 2-year validityLooks good

      Based on your answers, your results appear to be from an approved test (CELPIP-General, IELTS General Training, PTE Core, TEF Canada or TCF Canada) and less than two years old.

      Your answers: Have you taken an English or French language test in the past 2 years: Yes · Which language test did you take: IELTS (English) · What were your scores for reading, writing, listening and speaking: Listening 8.0, Reading 6.5, Writing 6.5, Speaking 6.5 · and 2 more answers

      Official source: Express Entry: Language test resultsRead our guide

    • NOC 2021 TEER categories; only TEER 0–3 is skilled for Express EntryLooks good

      Based on your answers, your primary occupation appears to be TEER 0, 1, 2 or 3, the levels Express Entry programs accept. Confirm your NOC by matching your actual duties to the NOC lead statement and main duties, not your job title; a lawyer can check this with you in a consultation.

      Your answers: What do you do for work right now? Search the list and choose the job that's the closest match.: 21211: Data scientists · In a few words, what are your main duties in your current job: I build machine-learning models and analyse customer data for a fintech company in Bangalore. · What's your current occupation: Data scientist · and 2 more answers

      Official source: Find your National Occupational Classification (NOC)Read our guide

    Express Entry: FSW, CEC and FST; Provincial Nominee Program

    • Intended residence: outside Quebec (federal programs) or in the nominating province (PNP)Looks good

      Based on your answers, you appear to intend to live outside Quebec or, as a nominee, in the province or territory that nominated you, as these programs require.

      Your answers: If you become a permanent resident, where do you plan to live: Outside Quebec · Do you have a valid nomination certificate from a Canadian province or territory: No · Tell us a little about your background and what you hope to do in Canada.: I have five years of experience as a data scientist and a master’s degree. I want to move to Canada permanently.

      Official source: Express Entry: Federal Skilled Worker ProgramRead our guide

    Express Entry: Federal Skilled Worker Program

    • FSW minimum: one year of continuous skilled work in the primary occupation within 10 yearsLooks good

      Based on your answers, you appear to have at least one year (1,560 hours) of continuous paid work in your primary TEER 0 to 3 occupation within the last 10 years, with matching duties.

      Your answers: What TEER category is the NOC code for the main occupation you plan to use in Express Entry: TEER 1 · Within the last 10 years, do you have at least 1,560 hours of paid work in your main occupation (your primary NOC), done continuously: Yes · Did that work include what's in the NOC lead statement (the short job summary) and most of the main duties listed: Yes · and 8 more answers

      Official source: Express Entry: Federal Skilled Worker ProgramRead our guide

    • FSW minimum language CLB/NCLC 7 in all four abilities, and grid language pointsLooks good

      Based on your answers, you appear to have approved test results under two years old showing at least CLB/NCLC 7 in all four abilities, the Federal Skilled Worker minimum.

      Your answers: Have you taken an English or French language test in the past 2 years: Yes · Which language test did you take: IELTS (English) · What were your scores for reading, writing, listening and speaking: Listening 8.0, Reading 6.5, Writing 6.5, Speaking 6.5 · and 8 more answers

      Official source: Express Entry: Federal Skilled Worker ProgramRead our guide

    • FSW minimum education credential and grid education pointsLooks good

      Based on your answers, you appear to have a Canadian credential or a foreign credential with a valid Educational Credential Assessment, as the Federal Skilled Worker Program requires.

      Your answers: What's your highest level of education: Master's degree, OR professional degree needed to practice in a licensed profession (For “professional degree,” the degree program must have been in: medicine, veterinary medicine, dentistry, optometry, law, chiropractic medicine, or pharmacy.) · If you earned your highest diploma, degree or certificate outside Canada, do you have a valid Educational Credential Assessment (ECA): Yes · Did you complete an eligible diploma, degree or certificate in Canada? If so, which kind: No · and 3 more answers

      Official source: Immigration and Refugee Protection Regulations (SOR/2002-227)Read our guide

    • FSW 67-point pass mark on the six selection factorsLooks good

      Based on your answers, your estimated Federal Skilled Worker selection score is 67 or more out of 100, the pass mark. The estimate is only as accurate as your answers, so check each factor against your documents; a lawyer can review them with you in a consultation.

      Your answers: What is your date of birth: 1997-07-09 · What's your highest level of education: Master's degree, OR professional degree needed to practice in a licensed profession (For “professional degree,” the degree program must have been in: medicine, veterinary medicine, dentistry, optometry, law, chiropractic medicine, or pharmacy.) · If you earned your highest diploma, degree or certificate outside Canada, do you have a valid Educational Credential Assessment (ECA): Yes · and 17 more answers

      Official source: Express Entry: Federal Skilled Worker ProgramRead our guide

    • FSW grid: work experience points (max 15)Looks good

      Based on your answers, you appear to earn FSW work-experience points: 9 for one year, 11 for 2 to 3 years, 13 for 4 to 5 years, 15 for six or more.

      Your answers: In the last 10 years, how many years of qualifying skilled work experience do you have in total, in Canada or abroad: 4 to 5 years · What TEER category is the NOC code for the main occupation you plan to use in Express Entry: TEER 1 · In the last 10 years, how many years of paid, skilled work have you done outside Canada, full-time or the same amount part-time: 3 years or more · and 1 more answers

      Official source: Immigration and Refugee Protection Regulations (SOR/2002-227)Read our guide

    • FSW grid: age points (max 12)Looks good

      Based on your date of birth, you appear to earn FSW age points (12 from age 18 to 35, then one fewer each year to 1 point at 46), counted on your application date.

      Your answers: What is your date of birth: 1997-07-09

      Official source: Immigration and Refugee Protection Regulations (SOR/2002-227)Read our guide

    Express Entry: Federal Skilled Worker and Federal Skilled Trades Programs

    • Settlement funds amount (table updated July 7, 2025) and exemptionLooks good

      Based on your answers, your settlement funds appear to meet IRCC's amount for your family size, or you appear exempt as someone authorized to work in Canada with a valid job offer. Applicants invited under the Canadian Experience Class don't need proof of funds either.

      Your answers: Counting you, how many family members must be included for your settlement funds, including any who are not coming with you: 1 · In Canadian dollars, how much settlement money can you prove you have that you could move to Canada and that isn't borrowed or tied to a debt: 22000 · Are you legally allowed to work in Canada right now, and do you have a valid job offer in Canada: No · and 4 more answers

      Official source: Documents for Express Entry: Proof of fundsRead our guide

    What’s working for you, and what’s in the way

    Working for you

    • Based on your answers, you appear to have at least one year (1,560 hours) of continuous paid work in your primary TEER 0 to 3 occupation within the last 10 years, with matching duties.
    • Based on your answers, you appear to have approved test results under two years old showing at least CLB/NCLC 7 in all four abilities, the Federal Skilled Worker minimum.
    • Based on your answers, you appear to have a Canadian credential or a foreign credential with a valid Educational Credential Assessment, as the Federal Skilled Worker Program requires.
    • Based on your answers, your estimated Federal Skilled Worker selection score is 67 or more out of 100, the pass mark. The estimate is only as accurate as your answers, so check each factor against your documents; a lawyer can review them with you in a consultation.
    • Based on your answers, you appear to earn FSW work-experience points: 9 for one year, 11 for 2 to 3 years, 13 for 4 to 5 years, 15 for six or more.
    • Based on your date of birth, you appear to earn FSW age points (12 from age 18 to 35, then one fewer each year to 1 point at 46), counted on your application date.
    • Based on your answers, no health condition is reported for you or your family members that would raise a medical inadmissibility concern; the immigration medical exam is still required.
    • Based on your answers, no charge or conviction is reported for you or your family members, so criminality does not appear to be a concern; police certificates are still required.
    • Based on your answers, no previous misrepresentation finding is reported for you or a family member; every answer and document must stay accurate and consistent with past applications.
    • Based on your date of birth, you appear to earn CRS age points; the most are given from age 20 to 29, falling each year to none at 45.
    • Based on your answers, your education appears to earn CRS points, through a Canadian credential or a foreign credential with a valid Educational Credential Assessment.
    • Based on your answers, your approved first-language test results appear to earn CRS points; higher CLB/NCLC levels in each ability earn considerably more.
    • Based on your answers, you appear to earn CRS skill-transferability points by combining education or foreign work with strong language or Canadian work, or a trade certificate with language.
    • Based on your answers, you appear to have an immigration Educational Credential Assessment for your foreign credential; it must be under five years old when you apply.
    • Based on your answers, you appear to intend to live outside Quebec or, as a nominee, in the province or territory that nominated you, as these programs require.
    • Based on your answers, your settlement funds appear to meet IRCC's amount for your family size, or you appear exempt as someone authorized to work in Canada with a valid job offer. Applicants invited under the Canadian Experience Class don't need proof of funds either.
    • Based on your answers, your results appear to be from an approved test (CELPIP-General, IELTS General Training, PTE Core, TEF Canada or TCF Canada) and less than two years old.
    • Based on your answers, your primary occupation appears to be TEER 0, 1, 2 or 3, the levels Express Entry programs accept. Confirm your NOC by matching your actual duties to the NOC lead statement and main duties, not your job title; a lawyer can check this with you in a consultation.

    In the way

    • Based on your answers, none of the jobs you told us about gives you 12 months of full-time work (or the same amount part-time) in the last 3 years in one occupation on IRCC's current lists for the healthcare and social services, STEM, trade, education, transport, physician, senior manager or researcher categories (for the physician, senior manager and researcher categories, the work must be in Canada), so those category rounds may not be open to you. General and program-specific rounds can still invite you if you qualify for them. If you worked 12 months in the last 3 years in a different occupation that is on these lists, those category rounds could still apply.
    • Based on your answers, your current occupation is not in a skilled trade group that the Federal Skilled Trades Program accepts (NOC 2021 Major Groups 72 except 726, 73, 82, 83, 92 and 93 except 932, Minor Group 6320 or Unit Group 62200), so this program may not be open to you unless you have at least 2 years of qualifying work in one of those trades in the last 5 years.

    Still need to know

    • Nothing so far from what you told us.

    Your action plan

    1. Essential

      You and all family members, including anyone not coming to Canada, need an immigration medical exam by an IRCC panel physician; Express Entry applicants get it after being invited and before applying. If you live in Canada and had an exam in the last 5 years showing low or no risk, you may be able to reuse it.

    2. Essential

      You and family members aged 18 or older need police certificates for each country, other than Canada, where you lived six months or more in a row since age 18 in the last 10 years.

    3. Essential

      Unless you are exempt, your settlement funds must be your own and available, not borrowed or tied up in property, shown by letters from each bank listing balances, six-month averages and debts. You don't need proof of funds if you're invited under the Canadian Experience Class, or if you're authorized to work in Canada and have a valid job offer; IRCC's system still asks everyone for a proof of funds document, so in that case you upload a letter explaining why. Keep your funds up to date in your profile, since you may not know ahead of time which program you'll be invited under.

    Your next steps

    1. Right now

      Note the key dates above. Check your answers and correct any errors. Start gathering the documents listed above.

    2. With a professional

      Go over the best strategy and timing with a lawyer before you apply.

    Good to know

    • Until November 2, 2026, job offers earn no CRS points. From November 3, 2026, a job offer that is valid under Express Entry and is in an occupation on IRCC's high-wage list earns 50, 70 or 100 CRS points, depending on the occupation's level, and it no longer needs an LMIA; you get these points or your Canadian work experience points, whichever is higher, not both. Even if its occupation is not on the high-wage list, a valid offer can still help with FSW arranged-employment points, the proof-of-funds exemption, FST eligibility and some provincial streams.
    • Express Entry starts with an online profile; you enter the pool only if you meet FSW, CEC or FST, invitations follow CRS rank, and a profile expires after 12 months without an invitation.
    • If invited, you have 60 days to apply, with police certificates and medical exams for you and your family (a recent exam may be reusable if you live in Canada); your language results and ECA must still be valid when you submit, or the application is refused.
    • If a province or territory nominates you, an Express Entry-linked (enhanced) nomination adds 600 CRS points, while a base nomination leads to a separate PR application outside Express Entry.
    • Rules, programs and how people are selected can change, sometimes quickly.
    • Meeting the minimum requirements doesn’t guarantee an invitation or an approval.

    How this was checked

    Rules used
    Official Government of Canada and provincial sources, checked October 18, 2026
    Review
    A made-up sample, not yet reviewed by a lawyer.
    IRCC data used
    The pool as IRCC published it for October 12, 2026, and its rounds up to October 16, 2026
    If things change
    Change any answer and we’ll prepare a fresh assessment.